Sacramento Insurance Bad Faith Lawyer: Protecting Your Rights
At Michael Farley Law, we know firsthand the deceptive practices insurance companies employ against their own policy holders. Michael Farley spent two decades representing insurance companies as a defense lawyer, and he had enough of their abuse!
Now, he’s turned the tables, using his experience and knowledge to represent policy holders who have been ripped off by these unethical companies.
What is Insurance Bad Faith?
Insurance bad faith occurs when an insurance company fails to act honestly or fairly towards its policyholders. In California, insurance companies are legally required to handle claims in good faith and with fair dealing. Examples of bad faith practices include:
Unreasonable Denial of Claims: Rejecting a legitimate claim without a valid reason.
Delayed Payments: Failing to pay a claim promptly, or causing unnecessary delays in the payment process.
Underpayment of claims: Low-balling claims, offering significantly less than the claim’s real value.
Failure to investigate: Not conducting a proper investigation into the claim.
Misrepresentation: Providing false or misleading information to policy holders about their policy coverage or claim status.
Refusal to Provide a Reason: Not explaining the reason for denying a claim, or offering an insufficient or confusing explanation.
Your Rights as a Policyholder
As a policyholder in California, you have specific rights designed to protect you against insurance bad faith practices. These rights include:
Right to a Prompt and Fair Investigation: Your insurer must investigate your claim thoroughly, and without unnecessary delay.
Right to Information: You are entitled to clear and accurate information regarding your policy and the status of your claim.
Right to Fair Compensation: You should receive the full amount you are entitled to under your policy for a legitimate claim.
Right to Legal Recourse: If your insurer acts in bad faith, you have the right to seek legal action and recover damages.
How We Can Help
Michael Farley is committed to holding insurance companies accountable and ensuring that you receive the compensation you deserve. Call today for a free initial consultation. We will review your case and discuss your legal options at no cost to you. Michael Farley Law provides representation on a contingency fee basis, meaning you don’t pay legal fees unless we win your case.
Call today at (916) 273-9598, or fill out the contact form on our site.
Why Choose Us?
Here’s what sets Michael Farley Law apart:
- Expertise: With over twenty years of experience representing insurance companies, Michael knows all too well their dirty practices. He extensive knowledge and experience to each case.
- Proven Track Record: Michael Farley has successfully represented numerous clients in bad faith claims, securing significant settlements and verdicts.
- Personalized Attention: We understand the stress and frustration that come with dealing with insurance companies. We provide personalized attention and support throughout the legal process.
- Client-Focused Approach: Clients are our top priority. We work tirelessly to ensure that your rights are protected and that you receive the compensation you deserve.
Contact Us
If you believe your insurance company has acted in bad faith, don’t wait. Contact Michael Farley Law today to schedule your free consultation. Let us help you hold your insurer accountable and secure the justice and compensation you deserve.
Call (916) 273-9598 or fill out the contact form on our site.
